Results-driven business

processing through

streamlined administration

GapRisk Administrators is a specialist Underwriting Manager with our core business focusing on medical expense shortfall (gap) and co-payments cover for medical scheme members. We have strategic partnerships with a number of leading South African insurers, including Western National Insurance Company. Through our associated partners we have access to a wide range of financial services and related products, a dedicated campaign management & distribution capability and administration services which enable us to deliver customised solutions of the highest quality.

About GapRisk Administrators

GapRisk Administrators is a Licensed Financial Services Provider
(FSP License number 51758).
The company was founded in 2021 with Western National Insurance as
an underwriting partner.

Our Approach

Our approach enables efficient new business processing, clear-cut claims administration and uncomplicated underwriting. We have in-house actuarial expertise to ensure pricing and risk management adheres to the highest standards and best practices.

Our Products

Gap Cover (also known as Medical Expense Shortfall cover) is a short-term insurance product which is managed by GapRisk Administrators as binder holder and underwriting manager. Gap Cover provides cover for medical expense shortfalls that could occur when medical service providers charge more than what your medical scheme pays. This can sometimes run into ten and even hundreds of thousands of Rands. There are also out-of-hospital benefits offering cover for co-payments imposed by medical schemes for certain specified procedures and scans.

The Gap Cover product currently being managed by GapRisk Administrators is:

  • GapCover® – the registered trademark of the short term insurance product which, with CoPay Cover, is underwritten by Western National Insurance Company. 

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